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Savings at hand

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50% of deposit always available

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Want to deposit your money with an attractive interest rate, and always available money to the 50% of total amount?
With “Savings at hand”, 50% of deposit is always available for you.

  • Time deposit in EUR or RSD currencies,
  • Time deposit periods: 3, 6 and 12 months,
  • Minimum amount: EUR 1.000,00 or RSD 100.000,00,
  • For Republic of Serbia residents and non-residents
  • Interest rate is fixed for period of time deposit, and calculated interest rate is getting together with deposit amount at the end of time deposit period,
  • Without automatic prolongation of time deposit,
  • During time deposit period owner of deposit can write a request for taking a part of deposit before contract expiring in total 50% of total deposit. This amount can be taken once in total or in more number of times.
  • If deposit owner during contract duration take away up to 50% of total deposit amount, interest rate and expiring date will not be changed,
  • In cases when total aomunt of withdrawn amount is more than 50% of total deposit, deposit owner will not be charged for penalties, he will not get an interest rate, but only his original deposit ammount,

Interest rates in terms of currency and time deposit period!

Term period RSD

NIR

EIR

3 months

9.05%

9.51%

6 months

9.61%

10.00%

12 months

10.33%

10.51%

Representative example FOR SAVINGS IN HAND RSD

TERM PERIOD

AMOUNT IN CURRENCY RSD

NIR

NET INTEREST FOR THE PERIOD AND CONSTANT AMOUNT

3 months

100.000,00

9.05%

2,262.50

6 months

9.61%

4,805.00

12 months

10.33%

10,330.00

* the calculation of interest for period and the amount of term deposits which was not redeemed during the period

Term period EUR

NIR

EIR

3 months

3.41%

3.15%

6 months

4.38%

4.50%

12 months

4.92%

5.00%

*Interest rates are fixed, in total figures and at yearly basis

Representative example FOR SAVINGS IN HAND EUR

TERM PERIOD

AMOUNT IN CURRENCY EUR

NIR

GROSS INTEREST FOR THE PERIOD AND CONSTANT AMOUNT

NET INTEREST FOR THE PERIOD AND CONSTANT AMOUNT

3 months

1.000,00

3.41%

8.53

7.67

6 months

4.38%

21.90

19.71

12 months

4.92%

49.20

44.28

* the calculation of interest for period and the amount of term deposits which was not redeemed during the period