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Refinancing loan

Refinancing loan in dinars:

Amount: 64.000-1.400.000

Currency: RSD

Interest Rate:

  • With Eurobank EFG payroll account: NIR 2w Repo*+9%, EIR from 23.46%

  • Without Eurobank EFG payroll account: NIR 2w Repo*+11%, EIR from 26.47%

Period of approval:

  • When a payroll account is opened in Eurobank EFG from 12 to 96 months
  • When the payroll account is not opened in Eurobank EFG from 12 to 96 months
Disbursement fee:
  • With payroll account in Eurobank EFG 2.5% min 5.000 rsd
  • Without payroll account in Eurobank EFG 3% min 5.000 rsd

Monthly administration fee:0,1%

Free personal accident insurance policy with a cash loan approved amount cover

Example

Amount

Repayment period

Disbursement fee

Monthly administration fee

Installment

NIR*

EIR*

Payroll clients

200.000

60

2.5%

0.1%

5362.15

18.50%

24.20%

Non payroll clients

200.000

60

3%

0.1%

5587.32

20.50%

27.00%


*2w Repo rate, whose value on 19.01.2012. was 9.50% has been used for EIR calculation for loans indexed in RSD.

Refinancing loan in eur:

Amount: 300-15.000

Currency: EUR

Deposit: 30%

Interest Rate:

  • With Eurobank EFG payroll account:NIR 3m Euribor*+11.50%, EIR from 20.31%

  • Without Eurobank EFG payroll account: NIR 3m Euribor*+13.50%, EIR from 23.91%

Period of approval:

  • When a payroll account is opened in Eurobank EFG from 12 to 96 months
  • When the payroll account is not opened in Eurobank EFG from 12 to 96 months

Disbursement fee:

  • With payroll account in Eurobank EFG 2.5% min 50 EUR
  • Without payroll account in Eurobank EFG 3% min 50 EUR

Monthly administration fee: 0.1%

Free personal accident insurance policy with a cash loan approved amount cover

Example


Amount

Deposit

Tenor

Disbursement fee

Monthly administration fee

Installment

NIR*

EIR*

Payroll clients

2.000

30%

96


2.5%

0.1%

34.98

12.25%

20.37%

Non payroll clients

2.000

30%

96


3%

0.1%

37.27

14.25%

23.97%

*3m Euribor, whose value on 17.04.2012. was 0.75% has been used for EIR calculation for loans indexed in EUR.

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